In 2026, the loan limits for FHA in Tempe county, located in Maricopa, AZ, are as follows: $530,150 for a single-family home, $678,700 for two units, $820,350 for three units, and $1,019,550 for four units.
For conventional loans, the highest amounts you can secure for a single-family home is $726,200. The limit for two-unit properties is $929,850, for three units it's $1,123,900, and for four units, $1,396,800.
Use our FHA calculator to explore today's ideal FHA rates and ascertain the required down payment, income, credit scores, reserves, and documents to qualify.
The Lendersa® calculator is designed to help you compare the rates and conditions of FHA loans with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® analyzes loan program data from thousands of lenders, comparing it almost instantly with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Tempe county of Maricopa, AZ provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit details.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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