For 2026, the FHA loan limits in Paradise-Valley, within Maricopa county of AZ, are set as follows: $368,000 for a single-family dwelling. The limit rises to $471,100 for homes with two units, $569,450 for properties with three units, and $707,700 for four-unit buildings.
Conventional loans offer maximum amounts beginning at $548,250 for single-family homes, increasing to $702,000 for two-unit residences, $848,500 for those with three units, and reaching $1,054,500 for four-unit properties.
Utilize our FHA calculator to discover today’s leading FHA rates and to assess the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms with a wide array of other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA comparisons.
Lendersa® compiles data from thousands of lenders, quickly aligning options with your specific financial scenario and requirements.
The Loan Limits Comparison Table for 2026 in Paradise-Valley, county of Maricopa, AZ, outlines max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper comparison of qualification requirements such as income, reserves, and credit score, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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