In {CURRENT_YEAR}, the FHA loan limit for Phoenix county within Maricopa, AZ stands at {DETAILS_LOAN_LIMIT_FHA1} for single-family homes. For a two-unit property, it is {DETAILS_LOAN_LIMIT_FHA2}; for three units, the limit is {DETAILS_LOAN_LIMIT_FHA3}; and for four-unit structures, it reaches {DETAILS_LOAN_LIMIT_FHA4}.
The maximum permissible amount for conventional loans on a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. The cap for two-unit residences is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three-unit homes it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four units, it stands at {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Our FHA calculator is a valuable tool for discovering today’s favorable FHA rates and identifies the necessary downpayment, income, credit score, reserves, and documents required for securing a loan.
With the Lendersa® calculator, compare FHA rates and terms with those of a range of other loan programs. This includes exploring Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans, together with FHA offerings.
By obtaining comprehensive data from thousands of lenders, Lendersa® provides quick, customized comparisons based on your specific financial profile.
Review the Loan Limits Comparison Table for {CURRENT_YEAR} in Phoenix county, Maricopa, AZ, which outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth analysis of eligibility criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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