In 2026, the FHA loan limit for Kingman county of Mohave, AZ is set at $472,030 for a single-family home. For two units, it is $604,400, for three units $730,525, and for four units, the limit reaches $907,900.
The highest loan amount available for conventional loans on a single-family residence is $726,200. For two units, it's $929,850, for three-unit homes, $1,123,900, and for four-unit properties, $1,396,800 is the limit.
Utilize our FHA calculator to find today’s best FHA rates and calculate the necessary downpayment, income, credit prerequisites, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other available loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® collects comprehensive data from thousands of lenders and quickly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kingman county of Mohave, AZ offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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