As of 2026, the FHA loan limit for a single-family home in Goodyear county, Maricopa, AZ is $530,150. For homes with two units, the limit is $678,700, for three units it is $820,350, and for four units it’s $1,019,550.
For conventional loans, the maximum amount for a single-family home stands at $726,200. The limit is $929,850 for 2-unit dwellings, $1,123,900 for 3-unit residences, and for 4-unit homes, it’s $1,396,800.
Utilize our FHA calculator to identify today's optimal FHA rates and figure out the necessary downpayment, income level, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles loan program data from a multitude of lenders and rapidly compares this against your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Goodyear county of Maricopa, AZ permits a side-by-side evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. To assess qualification criteria, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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