In the year 2026, the FHA loan limit in the county of Maricopa, situated in New-River, AZ, is as follows: $368,000 for single-family homes, $471,100 for duplexes, $569,450 for triplexes, and $707,700 for four-unit properties.
For conventional loans, the maximum borrowing amount stands at $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit houses, and $1,054,500 for those with four units.
However, today’s most favorable FHA rates, along with the necessary downpayment, income levels, credit, reserves, and document requirements for eligibility, can be computed using our FHA calculator.
The Lendersa® calculator offers a robust comparison tool enabling you to assess FHA rates and terms against various other loan products, such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Utilizing extensive data from thousands of lenders, Lendersa® conducts quick comparisons tailored to your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in New-River, county of Maricopa, AZ, covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria like income, reserves, and credit score, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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