For 2026, the FHA loan limits within Carefree county of Maricopa, AZ are allocated as: $530,150 for single-family homes, $678,700 for 2-unit properties, $820,350 for 3-units, and $1,019,550 for properties with 4-units.
The upper limits for conventional loans on a single-family residence are defined as $726,200, extending to $929,850 for 2-unit dwellings, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Employ our FHA calculator to explore today's top FHA rates and determine the necessary downpayment, income requirement, credit, reserves, and documentation needed to qualify effectively.
The Lendersa® calculator is designed to enable the comparison of FHA rates and terms with those of other loan programs. You can explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA loans.
Lendersa® swiftly gathers loan program data from numerous lenders, executing rapid comparisons aligned with your specific financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Carefree county of Maricopa, AZ, detailing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To thoroughly evaluate qualification requirements such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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