As of 2026, the FHA loan limits in Cave-Creek county of Maricopa, AZ are outlined as follows: $368,000 for a single-family home, $471,100 for two-unit properties, $569,450 for three-unit buildings, and $707,700 for four-unit residences.
In terms of conventional loans, the maximum amount on a single-family residence is $548,250. For properties with two units, the cap reaches $702,000, it increases to $848,500 for three-unit homes, and culminates at $1,054,500 for those with four units.
Utilize our FHA calculator to uncover today’s most competitive FHA rates and specify what you need regarding downpayments, income levels, credit ratings, reserves, and documentation to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling thorough exploration.
Lendersa® assembles extensive data from thousands of lenders, providing prompt comparisons suited to your specific financial circumstances and needs.
Consult the Loan Limits Comparison Table for 2026 in Cave-Creek, located in Maricopa county of AZ, to evaluate maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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