2026 FHA (Government Loans) Limits for Nogales, Santa Cruz County, Arizona

For 2026, the FHA loan limit in Nogales, Santa Cruz, AZ is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The highest amount for conventional loans on a single-family home is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today’s best rates and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.

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Review Loan Options in Nogales, AZ

The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.

Lendersa® gathers data from numerous lenders, matching it with your financial profile for quick comparisons.

The Loan Limits Comparison Table for 2026 in Nogales, Santa Cruz, AZ helps you compare maximum loan amounts. Evaluate options like FHA, Conventional, Jumbo, and others for your best fit. For qualification requirements such as income and credit, explore Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Nogales county of Santa Cruz, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Excelerate Capital
  • 4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
  • Lends in Arizona
  • Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.

  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • Lends in Arizona
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.

  • HomeLoansNow
  • 4501 East La Palma Avenue, Suite 240, Anaheim, CA, 92807
  • Lends in Arizona
  • "HomeLoansNow mission at HomeLoansNow is to always provide the best service and loan terms while building long lasting relationships with everyone we work with.

    After 20 years, we are proud to have a loyal base of customers that keep coming back. Let your personal journey to comfort and savings start today"

  • William Lyon Mortgage, LLC
  • 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
  • Lends in Arizona
  • William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.

  • FlexPoint Mortgage Corporation
  • 151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
  • Lends in Arizona
  • FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.

  • Tom Brown Group
  • 2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
  • Lends in Arizona
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
    We close loans in as little as 30 days.

  • Ennkar Inc.
  • 1036 West Taft Avenue, Suite 200, Orange, CA, 92865
  • Lends in Arizona
  • Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.

  • Coastal Pacific Lending Inc.
  • 1100 Town & Country, Suite 1250, Orange, CA, 92868
  • Lends in Arizona
  • Coastal Pacific Lending is much more than just a lender. We’re your partner in helping to make your dreams of homeownership your ultimate reality. We take time to listen to your specific needs and to understand your unique situation so we can help match you with a refinance or new mortgage that’ll fit you perfectly.

  • Essex Mortgage
  • 2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
  • Lends in Arizona
  • "Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.

    We’re proud of our reputation as a stable, profitable company"