For {CURRENT_YEAR}, the FHA loan limit in Rio-Rico county, which is in Santa Cruz, AZ, is set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family property, {DETAILS_LOAN_LIMIT_FHA2} for dual-unit homes, {DETAILS_LOAN_LIMIT_FHA3} for three-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for those with four units.
The highest loan amounts permitted for conventional loans are defined as follows: {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family house, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit residences, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit homes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit structures.
Utilize the FHA calculator to find competitive FHA rates today and calculate the needed downpayment, income level, credit score, reserves, and documentation necessary for qualification.
Lendersa® calculator makes it easy to compare FHA rates and terms with those of other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Access to loan program data from a multitude of lenders allows Lendersa® to quickly compare it with your financial profile and requirements.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Santa Cruz, AZ offers an analysis of maximum loan amounts across categories like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more insights into qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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