For 2026, the FHA loan limits in Swift-Trail-Junction county within Graham, AZ are as follows: $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-units, and $685,400 for homes with 4-units.
The upper limit for conventional loans on a single-family residence is $548,250, rising to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-unit complexes.
Our FHA calculator can help you find the most competitive FHA rates available today and aid in determining the necessary downpayment, required income, credit score, reserves, and documents to qualify.
The Lendersa® calculator provides a platform to effectively compare FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates comprehensive data from thousands of lenders, executing quick comparisons tailored to your specific financial profile and requirements.
Access the Loan Limits Comparison Table for 2026 in Swift-Trail-Junction county of Graham, AZ, which details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification requirements such as required income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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