As of 2026, the FHA loan limits in Thatcher county, located in the area of Graham, AZ, are established as follows: $472,030 for single-family homes, $604,400 for 2-unit dwellings, $730,525 for 3-unit properties, and $907,900 for 4-units.
Conventional loans have a maximum borrowing amount of $726,200 for single-family residences, $929,850 for 2-units, followed by $1,123,900 for 3-units, and finally $1,396,800 for homes with 4-units.
Utilize our FHA calculator to discover the most favorable FHA rates available today and find out the necessary down payment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, you can clearly compare FHA rates and terms against various other loan programs. Compare and explore Conventional loans, Jumbo mortgages, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently collects data from thousands of lenders, providing a rapid comparison to align with your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Thatcher county of Graham, AZ, allows for a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money maximum amounts. For assessing qualifications like income, reserves, and credit considerations, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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