For 2026, in Sierra-Vista-Southeast located within Cochise county of AZ, the FHA loan limits are as follows: $356,362 for a single-family home, rising to $456,275 for properties with two units, $551,500 for those with three units, and reaching $685,400 for four-unit dwellings.
The conventional loan ceiling for single-family residences stands at $548,250. This amount escalates to $702,000 for two-unit homes, $848,500 for three units, and peaks at $1,054,500 for four-unit structures.
Our FHA calculator is available to find today's optimal FHA rates and to assist in computing the necessary down payment, income, credit score, reserves, and paperwork needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms to a variety of other loan programs, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
By gathering data from thousands of lenders, Lendersa® enables rapid comparisons tailored to your financial profile and needs.
In Sierra-Vista-Southeast, county of Cochise, AZ, the Loan Limits Comparison Table for 2026 displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification necessities such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Sierra-Vista-Southeast FHA Lenders |
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