In 2026, the FHA loan limit in Sierra-Vista county of Cochise, AZ is $356,362 for a single-family home. Limits for 2-units are $456,275, for 3-units $551,500, and for 4-units $685,400.
The maximum conventional loan amount for a single-family residence is $548,250. For 2-units, it's $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Use our FHA calculator to find today’s best FHA rates and calculate the required downpayment, income, credit status, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Gathering data from thousands of lenders, Lendersa® compares these options with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Sierra-Vista county of Cochise, AZ provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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