In 2025, the FHA loan limits for Adelanto county in San Bernardino, CA are set as follows: for a single-family home, it's $1,089,300. For two-unit properties, the limit rises to $1,394,775, for three-unit homes, it extends to $1,685,850, and for four-unit residences, it reaches $2,095,200. These limits are crucial for those looking into FHA financing options.
Conventional loan caps are established at $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units. Knowing these limits is key for planning purchases with conventional loans.
Utilize our FHA calculator to explore today's top rates and outline the necessary downpayment, income, credit, reserves, and documentation needed for qualification. This tool is invaluable for planning your loan applications efficiently.
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The Lendersa® calculator assists in comparing FHA rates and terms with those from other programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This comparison provides a comprehensive view of financing options.
By gathering and comparing data from thousands of lenders, Lendersa® aligns this information with your financial profile, offering personalized loan solutions quickly.
The Loan Limits Comparison Table for 2025 in Adelanto county, San Bernardino, CA, helps in assessing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification criteria, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure a comprehensive evaluation process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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