FHA Loan Limits for Alta-Sierra, Nevada County, CA in 2025

In 2025, FHA loan limits in Alta-Sierra county of Nevada, CA are: - $526,700 for single-family homes, - $674,250 for 2-unit properties, - $815,050 for 3-unit homes, - $1,012,900 for 4-unit buildings.

The maximum loan amounts for conventional loans on a single-family residence are: - $548,250, - $702,000 for 2-units, - $848,500 for 3-units, - $1,054,500 for 4-units.

Use our FHA calculator to check today’s best FHA rates and determine needed downpayment, income, credit reserves, and documents for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

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The Loan Limits Comparison Table for 2025 in Alta-Sierra county of Nevada, CA highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Alta-Sierra county of Nevada, CA

SFR 2 Units 3 Units 4 Units
FHA $526,700 $674,250 $815,050 $1,012,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $466,500 $466,500 $466,500 $466,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
  • Heritage Community Credit Union
  • 707 E Bidwell St, California, CA, 95630
  • Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
  • United Financial
  • 718 Sutter Street, Suite 100, Folsom, CA, 95630
  • United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
  • CARE Finance Group
  • 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630
  • At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.
  • Bentley Mortgage and Real Estate Services
  • 305 Natoma Street, Folsom, CA, 95630
  • Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.
  • Joe Alves, California Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
  • Arnaz Financial Inc
  • 17485 Monterey Rd, Suite 106, Folsom, CA, 95630
  • My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans