In 2026, the FHA loan limit for Colfax, within Placer county, CA, is set at $763,600 for a single-family home, $977,550 for two-unit homes, $1,181,650 for three-unit structures, and $1,468,500 for four-unit properties.
The cap for conventional loans on a single-family residence stands at $763,600, with limits of $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
Use our FHA calculator to explore today’s best FHA rates, determining necessary downpayments, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows the comparison of FHA rates and terms with other loan programs. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, matching it swiftly to your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Placer, CA offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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