FHA Loan Limits for Artesia, Los Angeles County, CA in 2025

For 2025, the FHA loan limit in Artesia county, Los Angeles, of CA is as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for buildings with four units.

Regarding conventional loans, a single-family residence tops out at $1,089,300. Two-unit dwellings have a cap of $1,394,775, three-unit homes can reach $1,685,850, and four-unit properties are capped at $2,095,200.

Utilize our FHA calculator to uncover today’s leading FHA rates and evaluate the associated downpayment, income, credit requirements, reserves, and necessary documents for qualification.

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Contrast your loan possibilities in Artesia, CA

The Lendersa® calculator is designed to help you examine and contrast FHA rates and terms with all other loan programs. Investigate and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans.

Lendersa® collects comprehensive loan program information from thousands of lenders. This data is rapidly assessed against your specific financial needs and personal profile.

In 2025, the Loan Limits Comparison Table in Artesia county, Los Angeles, of CA offers a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore the qualification requirements, including those related to income, reserves, and credit, take advantage of Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Artesia county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • AltaOne Federal Credit Union
  • 701 South China Lake Boulevard, Ridgecrest, CA, 93555
  • AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs
  • Santa Fe Mortgage
  • 203-B North H Street, Lompoc, CA, 93436
  • Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
  • Greater Mortgage Solutions
  • 124 W. Main St, Suite A, Santa Maria, CA, 93454
  • We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
  • Paul Blanco and Associates Inc.
  • 1619 South Broadway, Santa Maria, CA, 93454
  • PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
  • CoastHills Credit Union
  • PO Box 8000, Santa Maria, CA, 93456
  • CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.