In 2026, the FHA loan limits for Bloomington county in San Bernardino, CA, are set at $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for three-unit buildings, and $2,095,200 for homes with four units.
The maximum loan amounts for conventional loans on single-family residences are $1,089,300, rising to $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for four units.
Utilize our FHA calculator to explore today’s prime FHA rates and ascertain the down payment, income criteria, credit requirements, reserves, and the documents required for eligibility.
With the Lendersa® calculator, compare FHA rates and terms with those from other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans beside FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders, quickly aligning it with your personal financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Bloomington county of San Bernardino, CA, to compare maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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