For Grand-Terrace county located in San Bernardino, CA, the FHA loan limits in 2025 are as follows: $477,250 for single-family homes, $610,950 for duplexes, $738,500 for triplexes, and $917,800 for four-unit residences.
Conventional loans in this area have a maximum amount of $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four units.
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The Lendersa® calculator is a powerful tool that allows you to contrast the FHA's rates and terms with those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers and analyzes loan program data from thousands of lenders, aligning the results with your specific financial profile and requirements for a tailored comparison.
The Loan Limits Comparison Table for 2025 in Grand-Terrace county of San Bernardino, CA offers an overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare them and for further insights into qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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