For Grand-Terrace county located in San Bernardino, CA, the FHA loan limits in 2026 are as follows: $477,250 for single-family homes, $610,950 for duplexes, $738,500 for triplexes, and $917,800 for four-unit residences.
Conventional loans in this area have a maximum amount of $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four units.
Our FHA calculator is available for you to assess the best FHA rates today and understand the necessary downpayment, income, credit conditions, reserves, and required documents to qualify.
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The Lendersa® calculator is a powerful tool that allows you to contrast the FHA's rates and terms with those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers and analyzes loan program data from thousands of lenders, aligning the results with your specific financial profile and requirements for a tailored comparison.
The Loan Limits Comparison Table for 2026 in Grand-Terrace county of San Bernardino, CA offers an overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare them and for further insights into qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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