In 2026, the FHA loan limits in Rialto county of San Bernardino, CA, stand at $1,089,300 for a single-family home, $1,394,775 for two-unit residences, $1,685,850 for three-unit buildings, and $2,095,200 for four-unit properties.
For conventional loans, the maximum amount allowed is $1,089,300 for a single-family residence, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
To view today’s optimal FHA rates and calculate essential elements such as the necessary down payment, income, credit, reserves, and documents for qualification, make use of our FHA calculator.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Analyze and research options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Drawing data from thousands of lenders, Lendersa® provides swift comparisons aligned with your unique financial profile and personal needs.
Access the Loan Limits Comparison Table for 2026 in Rialto, San Bernardino, CA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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