In 2026, the FHA loan limits for Lemon-Grove within San Diego county, CA are as follows: $753,250 for single-family homes, $964,300 for properties with two units, $1,165,600 for those with three units, and $1,448,600 for four-unit buildings.
The maximum loan amount available for conventional loans is $753,250 for single-family homes, extending to $964,300 for two-unit residences, $1,165,600 for those with three units, and $1,448,600 for four-unit dwellings.
Utilize our FHA calculator to access today’s best FHA rates and calculate the necessary down payment, income level, credit score, reserves, and required documentation to qualify.
The Lendersa® calculator provides the capability to compare FHA rates and terms with those of alternative loan programs. Check out options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly aggregates data from numerous lending sources, rapidly aligning the best loan programs with your specific financial needs and preferences.
Refer to the Loan Limits Comparison Table for 2026 within Lemon-Grove, in San Diego county, CA, to review the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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