2023 FHA Loan Limits for Spring-Valley, San Diego County, California

In 2024, FHA loan limit in Spring-Valley county of San Diego, California is $753,250 for a single-family home, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $753,250, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Spring-Valley county of San Diego, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Spring-Valley county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $753,250 $964,300 $1,165,600 $1,448,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $753,250 $964,300 $1,165,600 $1,448,600
USDA $615,000 $615,000 $615,000 $615,000
VA $753,250 $964,300 $1,165,600 $1,448,600
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • City Center Financial
  • 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
  • The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • CalStateLender, Inc.
  • 530 La Sierra Drive, Sacramento, CA, 95864
  • "CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees. The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
  • Reliant Lending
  • 2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825
  • Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
  • Complete Mortgage
  • 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
  • Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • THE HOME AND COMMERCIAL LOAN COMPANY, INC.
  • 555 University Avenue, Suite 210, Sacramento, CA, 95825
  • At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,