In 2026, the FHA loan limits for Calexico county in Imperial, CA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties. This information is essential for homebuyers looking to finance through FHA.
For conventional loans, the maximum limits are $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties. These caps help guide borrowers on their potential loan amounts based on property type.
Our FHA calculator can help you discover today’s favorable FHA rates, and calculate the necessary downpayment, income requirements, credit scores, reserves, and documents needed to qualify for a loan. Using this tool ensures that you are well-prepared to meet the requirements for FHA financing.
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The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This extensive evaluation facilitates a well-rounded understanding of the available financial options.
Lendersa® collects loan program data from thousands of lenders and matches it with your financial profile swiftly, offering clear, personalized loan comparisons tailored to your circumstances.
The Loan Limits Comparison Table for 2026 in Calexico county, Imperial, CA, presents a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria such as income, reserve requirements, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring an insightful evaluation process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $376,500 | $376,500 | $376,500 | $376,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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