In 2026, the FHA loan limit in Heber within Imperial county, CA, is set at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units it's $1,123,900, and for 4-units it's $1,396,800.
Use our FHA calculator to access today’s top FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation required to qualify.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan options. Explore choices such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® compiles data from thousands of lenders and promptly matches it to your financial profile and needs.
For 2026, utilize the Loan Limits Comparison Table for Imperial, CA, to review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $376,500 | $376,500 | $376,500 | $376,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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