2023 FHA Loan Limits for El-Centro, Imperial County, California

In 2024, FHA loan limit in El-Centro county of Imperial, California is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in El-Centro county of Imperial, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits El-Centro county of Imperial, CA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
  • Community Mortgage
  • 814 Morena Blvd, Suite 310, San Diego, CA, 92110
  • Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
  • California Lending Company Inc.
  • 3940 Hancock Street, Suite 109, San Diego, CA, 92110
  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
  • Mortgage Alliance Group
  • 814 Morena Boulevard, Suite 107, San Diego, CA, 92110
  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.
  • Axos Bank
  • 4350 La Jolla Village Dr, San Diego, CA, 92122
  • Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
  • Diamond Realty
  • 7975 Playmor Terrace, San Diego, CA, 92122
  • Adriana is a Licensed California Real Estate Broker, holding the current designations: GRI (Graduate Real Estate Institute); MLO (Mortgage Loan Officer); PMC (Property management Certificate); CPTS (Certified Probate & Trust Specialist) and REALTOR. She has 30 plus years of experience in the financial industries of Real Estate Mortgage Lending.
  • Avalon Mortgage Corporation
  • 5060 Shoreham Place, Suite 320, San Diego, CA, 92122
  • "The Avalon Mortgage Corporation is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area. Whether you are first time home buyer, purchasing your dream home"