In 2026, the FHA loan limits for Holtville county of Imperial, CA stand at: - $472,030 for single-family homes, - $604,400 for 2-unit properties, - $730,525 for homes with 3 units, - $907,900 for buildings with 4 units.
The maximum amounts for conventional loans are: - $726,200 for a single-family residence, - $929,850 for 2-units, - $1,123,900 for 3-units, - $1,396,800 for 4-units.
Utilize our FHA calculator to find today’s competitive FHA rates and establish the required downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those from various loan programs. Compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves loan program data from thousands of lenders, providing swift comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Holtville county of Imperial, CA outlines maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $376,500 | $376,500 | $376,500 | $376,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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