2025 FHA Loan Limits for Cloverdale, Sonoma County, California

As of 2025, the FHA loan limits in Cloverdale county of Sonoma, CA are: $861,350 for single-family homes, $1,102,700 for two-unit houses, $1,332,900 for three-unit homes, and $1,656,450 for four-unit properties.

The highest conventional loan amounts are set at $861,350 for a single-family property, $1,102,700 for two-unit homes, $1,332,900 for three-unit residences, and $1,656,450 for four-unit houses.

Make use of our FHA calculator to find today’s top FHA rates and evaluate the required down payment, along with income, credit, reserves, and document needs for qualification.

See loan offers from over 100 lenders

Analyze your loan options in Cloverdale, CA

The Lendersa® calculator is designed to help you compare FHA rates and terms with various other loan programs. Delve into details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with comparing them to FHAs.

Lendersa® aggregates loan program data from multiple lenders, allowing for rapid comparisons against your particular financial needs and situation.

Check out the Loan Limits Comparison Table for 2025 in Cloverdale county of Sonoma, CA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.

Loan limits Cloverdale county of Sonoma, CA

SFR 2 Units 3 Units 4 Units
FHA $861,350 $1,102,700 $1,332,900 $1,656,450
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $861,350 $1,102,700 $1,332,900 $1,656,450
USDA $763,200 $763,200 $763,200 $763,200
VA $861,350 $1,102,700 $1,332,900 $1,656,450
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Secure Choice Lending
  • 7211 Magnolia Avenue, Riverside, CA, 92504
  • Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
  • Locke Consulting, Inc.
  • 2900 Adams Street, Suite A305, Riverside, CA, 92504
  • At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
  • Synergy Financial Group Inc.
  • 29231 Latigo Canyon Road, Silverado, CA, 92676
  • Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!
  • Idas Direct Mortgage
  • 140 North J Street, Redlands, CA, 92374
  • Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference. ​At Ida’s Direct Mortgage, a Tulare Mortgage Company,
  • MortgageSquared
  • 1209 Nevada Street, Suite 200, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
  • MOUNTAIN WEST FINANCIAL, INC.
  • 1255 West Colton Avenue, Office 17, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
  • Atlas Crown Financial, Inc.
  • 1998 Orange Tree Ln, Redlands, CA, 92374
  • Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
  • New Horizon Mortgage Concepts
  • 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
  • New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.