2025 FHA Loan Limits for Cloverdale, Sonoma County, California

As of 2025, the FHA loan limits in Cloverdale county of Sonoma, CA are: $861,350 for single-family homes, $1,102,700 for two-unit houses, $1,332,900 for three-unit homes, and $1,656,450 for four-unit properties.

The highest conventional loan amounts are set at $861,350 for a single-family property, $1,102,700 for two-unit homes, $1,332,900 for three-unit residences, and $1,656,450 for four-unit houses.

Make use of our FHA calculator to find today’s top FHA rates and evaluate the required down payment, along with income, credit, reserves, and document needs for qualification.

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Analyze your loan options in Cloverdale, CA

The Lendersa® calculator is designed to help you compare FHA rates and terms with various other loan programs. Delve into details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with comparing them to FHAs.

Lendersa® aggregates loan program data from multiple lenders, allowing for rapid comparisons against your particular financial needs and situation.

Check out the Loan Limits Comparison Table for 2025 in Cloverdale county of Sonoma, CA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.

Loan limits Cloverdale county of Sonoma, CA

SFR 2 Units 3 Units 4 Units
FHA $861,350 $1,102,700 $1,332,900 $1,656,450
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $861,350 $1,102,700 $1,332,900 $1,656,450
USDA $763,200 $763,200 $763,200 $763,200
VA $861,350 $1,102,700 $1,332,900 $1,656,450
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Meraki Mortgage
  • 5727 Gaskill Street, Oakland, CA, 94608
  • With 17 years of experience in the industry, Meraki Mortgage has assisted hundreds of clients finance the property of their dreams.Whether you need a renovation loan, 5% down jumbo, VA / FHA /USDA /Conventional / Non-QM, reverse mortgage, bridge loan, or other loan product, we can help find you a loan at competitive rates that fits your unique need
  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.