As of 2026, the FHA loan limits in Cloverdale county of Sonoma, CA are: $861,350 for single-family homes, $1,102,700 for two-unit houses, $1,332,900 for three-unit homes, and $1,656,450 for four-unit properties.
The highest conventional loan amounts are set at $861,350 for a single-family property, $1,102,700 for two-unit homes, $1,332,900 for three-unit residences, and $1,656,450 for four-unit houses.
Make use of our FHA calculator to find today’s top FHA rates and evaluate the required down payment, along with income, credit, reserves, and document needs for qualification.
The Lendersa® calculator is designed to help you compare FHA rates and terms with various other loan programs. Delve into details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with comparing them to FHAs.
Lendersa® aggregates loan program data from multiple lenders, allowing for rapid comparisons against your particular financial needs and situation.
Check out the Loan Limits Comparison Table for 2026 in Cloverdale county of Sonoma, CA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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