For 2026, the FHA loan limit in Guerneville county of Sonoma, CA is as follows: $861,350 for a single-family house, $1,102,700 for duplexes, $1,332,900 for triplexes, and $1,656,450 for four-unit properties.
The maximum loan amount available for conventional loans on a single-family residence is $861,350. For two-unit structures, the limit is $1,102,700, while three-unit buildings allow for $1,332,900, and four-unit homes have a cap of $1,656,450.
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With the Lendersa® calculator, you can compare the terms and rates of FHA loans with those of a diverse range of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA to find the best match for your needs.
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The Loan Limits Comparison Table for 2026 in Guerneville county, located in Sonoma, CA, is essential for comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring a thorough understanding of what you need to qualify.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| USDA | $763,200 | $763,200 | $763,200 | $763,200 |
| VA | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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