As of 2026, the FHA loan limits set for Coalinga county in Fresno, CA are defined as follows: $472,030 for single-family residences, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The ceiling amount for conventional loans on a single-family home is specified as $726,200. For properties with two units, the max amount is $929,850; for those with three units, it rises to $1,123,900; and encompasses up to $1,396,800 for four-unit homes.
Our FHA calculator is at your disposal to identify the most competitive FHA rates currently available. It aids you in determining what is necessary for a downpayment, your income requirements, credit rating, reserves, as well as the requisite documents for qualification.
The Lendersa® calculator is an excellent tool, allowing you to compare the rate and terms of FHA loans directly against those of all other loan programs. It enables a comprehensive analysis of Conventional loans, as well as Jumbo loans, VA mortgages, USDA loans, Non-QM loans, and hard money loans, comparatively with FHA options.
Lendersa® efficiently compiles data from a vast array of lending sources, gathering information from thousands of lenders. In a matter of seconds, it aligns and contrasts this information with your personal financial profile and specific requirements.
Available for 2026, the Loan Limits Comparison Table for Coalinga county in Fresno, CA, offers a side-by-side look at the maximum loan amounts possible through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which is specifically designed to provide a thorough examination of these factors.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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