In 2026, in the county of Fresno, located in CA, the FHA loan limit for a single-family house in San-Joaquin is $356,362. For homes with 2 units, it is $456,275, for properties with 3 units, it's $551,500, and for four-unit residences, it's $685,400.
The conventional loan cap for a single-family dwelling is $548,250, while it converts to $702,000 for a duplex, $848,500 for a triplex, and $1,054,500 for a four-unit building.
Leverage our FHA calculator to review today's competitive FHA rates and determine downpayment, income, credit status, reserves, and documentation needed for approval.
Lendersa® calculator lets you contrast FHA rates and terms with various other loan products. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA loans.
Our Lendersa® platform compiles loan program details from thousands of lenders and instantly matches them against your particular financial profile and situation.
The Loan Limits Comparison Table for 2026 in Fresno, CA offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Compare qualification needs such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $296,900 | $296,900 | $296,900 | $296,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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