2023 FHA Loan Limits for Concord, Contra Costa County, California

In 2024, FHA loan limit in Concord county of Contra Costa, California is $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $1,089,300, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Concord county of Contra Costa, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Concord county of Contra Costa, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • MortgageOne, Inc.
  • 5860 Owens Ave, Suite 130, Carlsbad, CA, 92008
  • MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
  • MORTGAGE MAX INC
  • 1015 Chestnut Ave, Carlsbad, CA, 92008
  • Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well. We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
  • Janus Mortgage
  • 2588 El Camino Real, Carlsbad, CA, 92008
  • "Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace. We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
  • Fitzpatrick Capital
  • 1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
  • Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
  • Dolan Gaddi Lending, Inc.
  • 1932 Kellogg Avenue, Carlsbad, CA, 92008
  • "DG Funding is changing the mortgage lending experience for the better. We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
  • Wilson Financial Group Inc.
  • 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008
  • At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"