For 2025 in Discovery-Bay county of Contra Costa, CA, the FHA loan limits are set at $822,375 for a single-family home, $1,053,000 for 2-unit residences, $1,272,750 for homes with 3 units, and $1,581,750 for properties with 4 units.
Regarding conventional loans, the maximum amounts are $822,375 for a single-family residence, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
To discover the latest top rates for FHA, use our calculator. It will also help you determine the downpayment, necessary income, credit, reserves, and documents required for qualification.
Through the Lendersa® calculator, you can assess the rate and terms of FHA loans right alongside all other available loan programs. Investigate and contrast options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® gathers extensive lender data and rapidly matches it against your financial situation.
The Loan Limits Comparison Table for 2025 in Discovery-Bay county of Contra Costa, CA allows a review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
