For 2026 in Discovery-Bay county of Contra Costa, CA, the FHA loan limits are set at $822,375 for a single-family home, $1,053,000 for 2-unit residences, $1,272,750 for homes with 3 units, and $1,581,750 for properties with 4 units.
Regarding conventional loans, the maximum amounts are $822,375 for a single-family residence, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
To discover the latest top rates for FHA, use our calculator. It will also help you determine the downpayment, necessary income, credit, reserves, and documents required for qualification.
Through the Lendersa® calculator, you can assess the rate and terms of FHA loans right alongside all other available loan programs. Investigate and contrast options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® gathers extensive lender data and rapidly matches it against your financial situation.
The Loan Limits Comparison Table for 2026 in Discovery-Bay county of Contra Costa, CA allows a review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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