In the year 2026, the FHA loan limits for El-Monte county, located within Los Angeles, CA, are as follows: $822,375 for a single-family home, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for fourplexes.
For conventional loans, the maximum amounts are set at $822,375 for a single-family house, $1,053,000 for 2-unit homes, $1,272,750 for 3-unit properties, and $1,581,750 for 4-unit buildings.
To find today's favorable FHA rates and calculate essential components like down payment, income, credit, reserves, and necessary documents for qualification, utilize our FHA calculator.
Lendersa® calculator allows for comparison of FHA rates and terms with those of other popular loan programs. You can review options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Gathering extensive data from numerous lenders, Lendersa® promptly aligns and assesses loan details tailored to your unique financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in El-Monte, Los Angeles, CA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For further comparison of qualification criteria like income, reserves, and credit, explore Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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