In 2026, the FHA loan limit for West-Puente-Valley county of Los Angeles, CA, is $822,375 for single-family homes, $1,053,000 for those with two units, $1,272,750 for three-unit properties, and $1,581,750 for residences with four units.
For conventional loans, the highest allowable amount on a single-family residence is $822,375. For two-unit homes, it is $1,053,000, for three-unit properties it reaches $1,272,750, and for four-unit buildings, it peaks at $1,581,750.
Use our FHA calculator to find today's top FHA rates, and evaluate necessary down payments, income, credit thresholds, reserves, and documentation for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from numerous lenders, swiftly aligning it with your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in West-Puente-Valley, located within the county of Los Angeles, CA, to evaluate highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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