In 2026, the FHA loan limits for El-Rio county in Ventura, CA, are: $739,450 for a single-family home, $946,650 for two units, $1,144,250 for three units, and $1,422,050 for four units.
Conventional loan maximums for a single-family residence are $739,450. The cap for two units is $946,650, for three units $1,144,250, and for four units $1,422,050.
Use our FHA calculator to explore today's best FHA rates and find out the necessary downpayment, income, credit status, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Investigate and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan program data from thousands of lenders, enabling rapid comparisons aligned with your unique financial situation and requirements.
For the 2026 in El-Rio county, Ventura, CA, our Loan Limits Comparison Table provides insights into the maximum loan amounts possible under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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