In 2026, the FHA loan limit for Port-Hueneme in Ventura county, CA, is $739,450 for a single-family home, $946,650 for two units, $1,144,250 for three-unit homes, and $1,422,050 for four units.
The maximum for conventional loans on single-family homes is $739,450, while for two-unit houses, it is $946,650. For three units, it rises to $1,144,250, and for four units, it is $1,422,050.
Use our FHA calculator to access today's prime FHA rates and pin down the needed down payment, income, credit, reserves, and documents to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan types. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders and quickly compares it to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Port-Hueneme, within Ventura county, CA, helps you assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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