For the year 2026, FHA loan limits in San-Buenaventura county, Ventura, CA are set at $739,450 for a single-family home, $946,650 for two units, $1,144,250 for three units, and $1,422,050 for four units.
The ceiling on conventional loans for a single-family residence is $739,450, with $946,650 for 2-units, $1,144,250 for 3-units, and $1,422,050 for 4-units.
Use our FHA calculator to explore today’s leading FHA rates and ascertain necessary downpayment, income, credit, and reserve requirements, along with the documents required to qualify.
With Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers data from numerous lenders, providing rapid comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in San-Buenaventura, Ventura, CA, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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