In 2026, the FHA loan limit for Channel-Islands-Beach county, Ventura, CA, is set at $739,450 for single-family homes. For duplexes, it is $946,650, for triplexes, $1,144,250, and for four-unit residences, the limit is $1,422,050.
Conventional loans have a maximum of $739,450 for a single-family home. For 2-units, the limit is $946,650, for 3-units, $1,144,250, and for 4-units, the maximum is $1,422,050.
Utilize our FHA calculator to view today’s optimal FHA rates and calculate the necessary downpayment, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Review options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers loan program data from thousands of different lenders to swiftly align it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Channel-Islands-Beach county, Ventura, CA, helps compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| USDA | $591,500 | $591,500 | $591,500 | $591,500 |
| VA | $739,450 | $946,650 | $1,144,250 | $1,422,050 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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