In 2026, the FHA loan limits in La-Riviera county of Sacramento, CA are $598,000 for a single-family home, $765,550 for two-unit properties, $925,350 for three units, and $1,150,000 for buildings with four units.
The maximum loan amounts for conventional financing on a single-family house are $598,000, $765,550 for homes with two units, $925,350 for those with three units, and $1,150,000 for four-unit dwellings.
Use our FHA calculator to access today’s top FHA rates and assess the needed downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and assess your options thoroughly, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and more.
Lendersa® aggregates data from thousands of lenders, offering comparisons that match your specific financial circumstances and needs.
For 2026, our Loan Limits Comparison Table in La-Riviera county of Sacramento, CA highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualifications regarding income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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