In 2026, FHA loan limits for Rosemont in the county of Sacramento, CA are $763,600 for a single-family home, $977,550 for two units, $1,181,650 for three units, and $1,468,500 for properties with four units.
The maximum for conventional loans on a single-family residence is $763,600, increasing to $977,550 for two-unit houses, $1,181,650 for those with three units, and it caps at $1,468,500 for four-unit homes.
Use our FHA calculator for today's top FHA rates and to find out the needed down payment, income requirements, credit criteria, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
With data sourced from thousands of lenders, Lendersa® promptly aligns findings with your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Rosemont, county of Sacramento, CA, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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