In 2025, FHA loan limits in Grass-Valley county, under Nevada, CA, are set as follows: $526,700 for a single-family home, $674,250 for properties with two units, $815,050 for homes with three units, and $1,012,900 for four-unit properties. These limits are crucial for those planning on utilizing FHA financing.
The maximum conventional loan amounts for a single-family residence is $548,250. For two-unit homes, it climbs to $702,000, with three units it is $848,500, and for four units, the cap is $1,054,500. Understanding these caps helps align financing decisions.
Utilize our FHA calculator to see today’s top FHA rates and assess the downpayment, income, credit, reserves, and documentation needed for qualification. This tool provides essential insights for those preparing to meet FHA criteria.
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The Lendersa® calculator allows you to compare FHA rates with terms from other programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, providing a broad perspective on financing decisions.
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The Loan Limits Comparison Table for 2025 in Grass-Valley county of Nevada, CA, illustrates maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This enables a detailed evaluation of your financial eligibility.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $526,700 | $674,250 | $815,050 | $1,012,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $466,500 | $466,500 | $466,500 | $466,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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