In the year 2026, the FHA loan limits for Gridley county of Butte, located in CA, are structured as follows: for a single-family home, the limit is $472,030; for properties with two units, the limit is $604,400; three-unit properties have a cap of $730,525; and for four-unit properties, the limit is $907,900.
When it comes to conventional loans, the maximum borrowing amounts are: $726,200 for single-family residences, $929,850 for homes with two units, $1,123,900 for those with three units, and $1,396,800 for properties with four units.
To see the best available rates for FHA loans today, use our FHA calculator. It can also help you determine the necessary down payment, as well as assess income qualifications, credit scores, reserves, and required documentation to qualify.
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The Lendersa® calculator gives you the power to compare FHA rates and terms with other programs. Discover the differences between various loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money, all alongside FHA.
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For the 2026 period, the Loan Limits Comparison Table within Gridley county of Butte, CA presents a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review and understand qualification requirements like income, reserves, and credit standings, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for thorough scrutiny.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $403,600 | $403,600 | $403,600 | $403,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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