2026 FHA Loan Limits for Oroville-East, Butte County, California

In 2026, the FHA loan limits for Oroville-East county of Butte, CA are structured as: - $356,362 for single-family homes, - $456,275 for two-unit properties, - $551,500 for 3-unit residences, - and $685,400 for buildings with 4 units.

As for conventional loan ceilings, the maximum amounts are set at: - $548,250 for a single-family residence, - $702,000 for 2-units, - $848,500 for homes with 3 units, - and $1,054,500 for 4-unit properties.

Utilize our FHA calculator to see today’s best FHA rates and evaluate the required down payment, income levels, credit criteria, reserves, and documentation for qualification.

Discover and compare loan offers from a pool of 100 lenders

Explore your loan options in Oroville-East, CA

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.

Lendersa® collects comprehensive loan data from thousands of lenders, providing rapid comparisons tailored to your financial profile and needs.

With the Loan Limits Comparison Table for 2026 in Oroville-East county of Butte, CA, you can assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Oroville-East county of Butte, CA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $403,600 $403,600 $403,600 $403,600
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Oroville-East FHA Lenders

  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Lends in California
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.

    There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,

  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Lends in California
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.

  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • Lends in California
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business

  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Lends in California
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Lends in California
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Lends in California
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home

  • Golden Valley Bank
  • 190 Cohasset Road, Suite 170, Chico, CA, 95926
  • Lends in California
  • At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.

  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Lends in California
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.

  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Lends in California
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..

  • Sutter Buttes Real Estate
  • 444 Colusa Avenue, Suite B, Yuba City, CA, 95991
  • Lends in California
  • Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience