In 2026, the FHA loan limits for South-Oroville County in Butte, CA are structured as follows: for a single-family home, the limit is $356,362; for properties with two units, it is $456,275; for three-unit homes, it is $551,500; and for those with four units, the limit is $685,400.
Conventional loans also have limits, with the maximum for a single-family home being $548,250. For homes with two units, the cap is $702,000; for those with three units, it's $848,500; and for four-unit properties, the maximum is $1,054,500.
Utilize our FHA calculator to discover today's top FHA rates and to find out the required down payment, income, credit score, reserves, and documents necessary to qualify.
The Lendersa® calculator grants you the ability to compare FHA's rates and terms against those from a variety of other loan programs. Investigate and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Drawing on data from numerous lenders, Lendersa® systematically pairs this information with your unique financial profile and needs within moments.
The Loan Limits Comparison Table for 2026 in South-Oroville County, CA outlines maximal loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insight into qualification requirements, including income, reserves, and credit needs, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $403,600 | $403,600 | $403,600 | $403,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
