In the year 2026, within Palermo county of Butte, CA, the FHA loan limit is determined to be $472,030 for a single-family dwelling. For two-unit properties, the limit becomes $604,400, escalating to $730,525 for three-unit buildings, and peaking at $907,900 for four-unit structures.
For conventional loans, the capped amount for a single-family residence is $726,200, while two-unit homes are limited to $929,850. Three-unit residences have a cap of $1,123,900, rising to $1,396,800 for four-unit properties.
Utilize our FHA calculator for today's best FHA rates and to understand the criteria around down payment, income, credit, reserves, and required documentation for loan qualification.
The Lendersa® calculator allows you to compare FHA rates and conditions with those offered by other loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Collecting data from thousands of lenders, Lendersa® quickly compares it against your specific financial situation and requirements.
In 2026, consult the Loan Limits Comparison Table for Palermo county, Butte, in CA. This table allows for the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To dive into qualifications like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $403,600 | $403,600 | $403,600 | $403,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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