FHA Loan Limits for Valley-Center, San Diego County, CA

In 2021, FHA loan limit in Valley-Center county of San Diego, California is $753,250 for a single-family home, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $753,250, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

Compare your loan options in Valley-Center, CA

Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

Lendersa® gets loan program data from thousands of lenders and, in seconds, compares it against your unique financial profile and needs.

Loan Limits Comparison Table for 2021 in Valley-Center county of San Diego, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Valley-Center county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $753,250 $964,300 $1,165,600 $1,448,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $753,250 $964,300 $1,165,600 $1,448,600
USDA $615,000 $615,000 $615,000 $615,000
VA $753,250 $964,300 $1,165,600 $1,448,600
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mortgage Options Funding
  • 27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • De Cima Capital
  • 105 North Rose Street, Suite 109, Escondido, CA, 92027
  • Hernando De Cima is the founder of De Cima Capital Inc, a complete Mortgage and Real Estate Company dedicated to provide the best service to our clients taking them step by step from the prequalification process to the final closing of the loan and home purchase and also Hernando De Cima started his Real Estate in 1994.
  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • Home Financing Specialists
  • 333 South Juniper Street, Suite 105, Escondido, CA, 92025
  • Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
  • AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
  • Latin Financial Group
  • 170 West Mission Avenue, Suite 2, Escondido, CA, 92025
  • Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
  • Joseph R. Mercurio Real Estate and Mortgage
  • 505 Precious Hills Road, Bonsall, CA, 92003
  • Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
  • North County Mortgage Corporation
  • 30978 Villa Toscana, Bonsall, CA, 92003
  • North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • American Integrity Finance Inc.
  • 110 Civic Center Drive, Suite 202, Vista, CA, 92084
  • American Integrity Financial Inc. is the premier mortgage brokerage here to serve the experienced mortgage loan originator. We provide our agents the tools they need to be successful. American Integrity Finance Inc. offers competitive splits and same day commission pay. Inquire now to join the fastest growing mortgage brokerage.
  • Equity 1 Lenders Network Inc.
  • 2836 Felicia Way, Vista, CA, 92084
  • We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
  • Loanstar Financial Corporation
  • 138 Civic Center Drive, Suite 208, Vista, CA, 92084
  • Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
  • Reliance Bay Funding
  • 950 Boardwalk Street, Suite 301, San Marcos, CA, 92078
  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership
  • Corps D'Elite Mortgage Group
  • 963 Avalon Way, San Marcos, CA, 92078
  • At Corps d'Elite Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • West Coast Financial
  • 1 Bella Vita Way, San Marcos, CA, 92078
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Superb Mortgage and Real Estate, Inc.
  • 733 Hollowbrook Ct, San Marcos, CA, 92078
  • Superb Mortgage and Real Estate was founded in 2008. This is a full service mortgage and real estate company. We specialize in finding the best mortgage for our clients financial situation. On the Real Estate side we also offer experienced agents who can assist with the purchasing or selling of residential properties.
  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.