For 2025, within Ione county of Amador, located in CA, the FHA loan limits are specified as follows: a limit of $472,030 for single-family homes; for properties with 2 units, the limit is $604,400; for those with 3 units, the limit rises to $730,525; and for residences with 4 units, the maximum allowable is $907,900.
Concerning conventional loans, the highest loan amount that can be secured for a single-family home is $726,200. For 2-unit houses, the limit is set at $929,850; for houses with three units, the maximum is $1,123,900; and for 4-unit properties, it peaks at $1,396,800.
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The Loan Limits Comparison Table for 2025 situated in Ione county of Amador, CA allows for the assessment of maximum loan amounts for a variety of types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze eligibility requirements such as income, reserves, and credit standing, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring you meet all necessary criteria efficiently.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $379,200 | $379,200 | $379,200 | $379,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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