For 2026, within Ione county of Amador, located in CA, the FHA loan limits are specified as follows: a limit of $472,030 for single-family homes; for properties with 2 units, the limit is $604,400; for those with 3 units, the limit rises to $730,525; and for residences with 4 units, the maximum allowable is $907,900.
Concerning conventional loans, the highest loan amount that can be secured for a single-family home is $726,200. For 2-unit houses, the limit is set at $929,850; for houses with three units, the maximum is $1,123,900; and for 4-unit properties, it peaks at $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and calculate necessary components such as the downpayment, income, credit rating, reserves required, and documents needed to qualify for a loan.
Explore loan offers available from a selection of 100 lenders
The Lendersa® calculator is engineered to enable the comparison of FHA rates & terms against other loan program offerings. Consider and contrast various loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, with FHA.
Lendersa® accumulates comprehensive loan program data from a broad network of lenders, quickly matching it to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 situated in Ione county of Amador, CA allows for the assessment of maximum loan amounts for a variety of types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze eligibility requirements such as income, reserves, and credit standing, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring you meet all necessary criteria efficiently.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $379,200 | $379,200 | $379,200 | $379,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
