In 2026, the FHA loan limits for La-Mesa county, within San Diego, CA, are $753,250 for single-family homes. For 2-unit residences, it's $964,300; for 3-units, $1,165,600; and for 4-unit properties, $1,448,600.
The maximum amounts for conventional loans are $753,250 for single-family, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.
Use our FHA calculator to discover today’s FHA rates and learn about required downpayments, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA terms with other programs: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® draws data from countless lenders, assessing it quickly against your financial profile and needs. Use the Loan Limits Comparison Table for 2026 in La-Mesa county, San Diego, CA for FHA, Conventional Conforming, Jumbo, and other types. For qualification needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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