In 2026, FHA loan limits in Monrovia county, Los Angeles, CA, are defined as: $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units. These limits are key for prospective buyers planning their FHA financing options.
The maximum amount for conventional loans — for single-family residences — is $1,089,300. For homes with two units, it reaches $1,394,775, extends to $1,685,850 for three units, and allows up to $2,095,200 for four-unit properties. Knowledge of these limits is fundamental when considering conventional financing.
Utilize our FHA calculator to discover today’s optimal FHA rates and calculate the necessary downpayment, assess income, credit score, reserves, and required documents for qualifying. This tool assists in efficiently planning your FHA loan path.
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The Lendersa® calculator allows you to compare FHA rates and terms with other available programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This thorough comparison assists in making informed financing decisions.
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The 2026 Loan Limits Comparison Table for Monrovia county in Los Angeles, CA provides a comprehensive overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed analysis of qualification requirements, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure well-informed decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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